Helping Real People Win With Money, Credit & Business, One Step at a Time.

Our services

We’re your go-to team for tax prep, credit repair and modern wills & trusts, so you can stop surviving and start thriving

Tax Preparation & Planning

Whether you’re an individual, a side-hustle boss, or running a small business, we’ve got you. Because you’ve got better things to do than stress about numbers

Wills & Trusts (Powered by Snug)

Don’t wait until life forces your hand. Let’s build your will/trust now simple, digital, legit so you and your loved ones are protected, no matter what.

Your credit is your pass-key to more opportunities. With our Elite 800 Credit Program, we help you get the score you deserve so you can move up home, car, business credit. Let’s get you there.

Elite 800 Credit Program

Turn Your Hustle Into a Real, Legally Protected Business

We help you register your LLC with the state, obtain your IRS EIN, and provide the exact next steps to operate like a real business with confidence.

Optional add-ons include: simple website setup, office email setup, branding essentials, business phone number, and startup checklists.

LLC Formation & Business Setup

See how affordable real protection can be. Get simple, personalized life insurance quotes from an independent Agency Owner who works for you, not the insurance companies.

Life Insurance You Can Actually Afford | Customized Quotes for Young Adults

Take Control of Your Money, Don’t Just Guess Anymore!

You work hard for every dollar. You deserve to know where it’s going, what it’s doing, and how to make it work harder for you.

Bookkeeping isn’t just numbers it’s confidence, clarity, and control.
When your books are clean, your decisions are smarter and your stress is lighter.

👉 Let’s get your money working for you.

Strategic GROWTH Solutions

At PCT Professional Services, we make taxes, credit, legacy planning, and business setup simple, stress-free, and 100% virtual.

Everything we offer is designed for real families, real entrepreneurs, and real life — no confusion, no overwhelm, no judgment.

Wills & Trusts (Powered by Snug)

• Protect Your Family & Legacy With Ease

• Answer a quick questionnaire and we create your customized will or trust for you.

• You review it, approve it, and we provide everything you need to finalize it — all online.

• Perfect for families with kids, homeowners, and anyone who wants peace of mind.

Elite 800 Credit Counseling

• Custom Letters + Credit Guidance That Actually Works

• No templates. No monthly fees. No software.

• We give you personalized dispute letters, a fast-track credit-building plan, and hands-on support so YOU stay in control.

• Just upload your credit report, approve your custom letters, and mail them.

• We guide you every step of the way.

Tax Preparation (Upload • Approve • Done)

• Stress-Free, Affordable Virtual Tax Filing

• No appointments. No calls. No in-person visits.

• Just upload your documents, approve your return, and you’re done.

• We handle individual returns, business filings, refund advances, and simple, low-stress tax prep for busy moms, dads, and business besties.

“I’ve been running my business for 2 years with no structure. PCT helped me form my LLC, get my EIN, and even set up my business email in one day. I finally feel official!”

Marcus T. – Charlotte, NC

★★★★★